When your business outgrows traditional lending, Cheddar Capital steps in. We fund high-revenue companies up to $20 million — fast, flexible, and without the bank headaches.
We structure deals at every level of high-revenue business. No cookie-cutter amounts — we fund what your business actually needs.
Banks move slow and ask for everything. We move fast and ask for less.
Submit your application and receive a term sheet within 24 hours. No 6-week underwriting timelines. Your deal doesn't wait.
Your personal assets stay protected. We structure large deals on the strength of the business — not your home or personal credit.
One-size-fits-all doesn't work at $5M+. We tailor terms, draw schedules, and repayment structures to match your cash flow.
Every large deal gets a single point of contact who knows your file, answers your calls, and closes your deal. No call centers.
Funded once? We track your growth. When you're ready to draw again, your history with us fast-tracks the next deal significantly.
Large deals require industry expertise. We've funded seven-figure transactions across every major sector.
Fund materials, equipment, and payroll for large government or commercial contracts before payments arrive. We close before your bid deadline.
Expand clinic networks, acquire practices, purchase diagnostic equipment, or bridge gaps in insurance reimbursement cycles.
Fund fleet expansions, terminal acquisitions, or working capital for freight companies with large contract wins.
Scale production capacity, fund large purchase orders, or acquire competing facilities with fast, flexible capital.
Bridge financing for acquisitions, renovations, or gap funding while permanent financing is arranged. Close on time, every time.
Fund large seasonal inventory buys, open new locations, or capitalize on supplier discounts with same-week capital deployment.
Large deal qualification is straightforward. If your business is generating serious revenue, we want to talk.
We've streamlined large deal closings so your business keeps moving.
Fill out our simple application. No hard pull, no commitment — just the basics about your business and funding need.
A large deal manager reviews your file and calls you within hours. We structure the right product for your situation.
You get a clear, transparent term sheet — amount, rate, term, and repayment — within 24 hours of submitting documents.
Sign your agreement and funds hit your account. Large deals typically fund within 2–5 business days of approval.
Rated on Trustpilot →
15,000+ businesses funded · $750M+ deployed
We needed $3.2 million to close on a warehouse acquisition and had 10 days to act. Cheddar had a term sheet to us in 18 hours. We closed on time. Unbelievable execution.
Our bank kept moving the goalposts on a $5M equipment line. Cheddar funded $4.8M in 4 days. We've now done three deals with them. They're the only call I make.
I was skeptical a non-bank could handle a $7M deal. They not only handled it, they structured it better than any bank offer I had. No personal guarantee, no tax returns. Done.
We had a $2.1M government contract and needed payroll bridge capital fast. Cheddar funded $1.8M within 72 hours. Kept 340 employees paid on time. Can't thank them enough.
Everything you need to know about large deal funding.
Cheddar Capital funds large deals from $1 million up to $20 million depending on your business revenue, time in business, and use of funds. A dedicated deal specialist will structure the right amount for your situation.
No personal or business tax returns required. We underwrite based on 6 months of business bank statements and your revenue track record.
Most large deals do not require a personal guarantee. We structure deals on the strength of the business — your personal assets stay protected.
You receive a term sheet within 24 hours of submitting documents. Funds typically wire within 2–5 business days of approval — significantly faster than any bank.
We fund construction, healthcare, transportation, manufacturing, commercial real estate, wholesale, retail chains, and more. If your business generates $5M+ annually, we want to talk.
No. We do a soft pull only to generate your term sheet. No hard inquiry hits your credit until you choose to proceed and sign your agreement.
Tell us about your business. A large deal specialist will reach out within hours — no commitment, no hard pull.